Taking out a funeral pre-planning policy may seem complex. With the right guidance, however, every step becomes clear, reassuring and manageable. Here is how Azur Prévoyance and Pompes Funèbres Générales de Genève (PFG Geneva) support you, from the first appointment to the day of the funeral.
Step 1: Making Contact — An Open and Confidential First Meeting
Everything begins with a conversation. At Azur Prévoyance, the initial appointment is free, without obligation and strictly confidential. The aim is not simply to sell a policy, but to understand your personal circumstances, including your family situation, wishes, budget and the people you want to protect.
At this stage, many people discover how many decisions they can make in advance: the type of ceremony, burial or cremation, and repatriation arrangements in the event of death abroad. Addressing these questions calmly during your lifetime can spare your loved ones from having to make difficult decisions under the pressure of bereavement.
Step 2: Building Your Policy — Personalisation and Transparency
Following this initial meeting, your Azur Prévoyance adviser works with you to create a tailored funeral pre-planning policy. This is the most important stage, during which several key elements are agreed upon:
- The guaranteed capital amount, calculated according to actual funeral costs in Geneva and Switzerland, with an indexation clause to help protect your coverage against inflation.
- Your chosen services: coffin type, flowers, announcements, music and ceremony venue. Every detail can be recorded and funded in advance.
- The designation of beneficiaries, with precise wording to help prevent administrative complications when the time comes.
- Payment arrangements, adapted to your circumstances, whether through a single premium or monthly or annual instalments.
This contractual transparency is one of the key strengths of the partnership between Azur Prévoyance and PFG Geneva. You know exactly what is covered, who is responsible and under which conditions.
Step 3: Keeping Your Policy Up to Date — Long-Term Support
Taking out a funeral pre-planning policy is not a one-time decision. Life changes: you may move home, remarry or experience a change in your family circumstances. Azur Prévoyance provides ongoing support to help ensure that your policy remains aligned with your actual needs.
Your designated loved ones are also informed that the policy exists and advised on the steps to follow. This detail is often overlooked, yet it is essential to ensuring that your arrangements work effectively when needed.
Step 4: Activating the Policy — Immediate Assistance from PFG Geneva
When a death occurs, your loved ones only need to make one call. As a direct partner of Azur Prévoyance, Pompes Funèbres Générales de Genève takes care of the arrangements, including transporting the deceased, handling administrative formalities and organising the ceremony according to the wishes recorded in the policy.
The family is not required to pay funeral expenses upfront. There is no need for last-minute negotiations. The services have already been selected and funded in advance, and PFG Geneva carries them out with the professionalism and discretion that have characterised its expertise for decades.
Step 5: After the Funeral — Support That Continues
PFG Geneva’s role does not end with the funeral. Administrative tasks may remain after a death, including notifications, account closures and formalities with social insurance providers. Your family can receive assistance with these procedures, helping ease the burden during an already difficult period.
A Process Designed for You — and the People You Love
Funeral pre-planning is not a morbid subject. It is a practical act of care that relieves your loved ones of a considerable burden at one of the most difficult times in their lives. The process offered by Azur Prévoyance and PFG Geneva is designed to be straightforward, compassionate and reassuring, from the first signature to the final farewell.
Would you like to learn more about this guided process? Our advisers in Geneva are available to answer your questions, with no obligation and complete confidentiality.
Book your free appointment with Azur Prévoyance.